IRS USA 2290 Tax Payment through EFW / Direct Debit

Features and Benefits of Electronic Funds Withdrawal:

  • Funds are typically withdrawn from an account within 24-48 hours. If payments are initialed on or near weekends or federal holidays, fund withdrawal may be slightly delayed.
  • It is convenient. Individual and business filers can e-file and e-pay in a single step.
  • It is free, but check with your financial institution about any fees it may charge.
  • It is safe and secure. Payment information is used only for the tax payment(s) authorized.
  • Bank account information is safeguarded.
  • Payment information will not be disclosed for any reason other than for processing authorized payment transactions.
  • For Form 2290 the electronic payment will be effective (i.e., settled) on the date the return or form is e-filed. After the return due date, the effective date for EFW payments is the date the return or form is successfully transmitted.
  • To pay using EFW method, you have to provide your financial institution's routing transit number and account number. Check with your financial institution to confirm these numbers. Select the type of account from which the payment is to be debited (checking or savings). Enter the amount of your payment.
  • Electronic funds withdrawal payments cannot be initiated after the return or form is filed.

Facts You Need to Know:

  • This transaction authorizes the U.S. Department of the Treasury (through a Treasury Financial Agent) to transfer the specified payment amount from the specified bank account to the Treasury’s account.
  • “IRS USA Tax Payment,” "IRS USA Tax Pymt," or something similar will be shown on your bank statement as proof of payment.
  • If the payment date requested is a weekend or bank holiday, the payment will be withdrawn on the next business day. In that case, your bank may put a hold on those funds, and treat it as a pending transaction.
  • The payment amount will be debited in a single transaction. No recurring or partial withdrawals will be made.

Cancellations, Errors and Questions:

  • Once your return is accepted, information pertaining to your payment, such as account information, payment date or amount, cannot be changed. If changes are needed, the only option is to cancel the payment and choose another payment method.
  • Call IRS e-file Payment Services at 1-888-353-4537 to inquire about or cancel a payment, or to report problems such as bank closures, lost or stolen bank account numbers, closed bank accounts, or unauthorized transactions. If calling to inquire about your payment, wait 7 to 10 days after your return was accepted before calling. Customer Service is available 24/7.
  • Cancellation requests must be received no later than 11:59 p.m. ET two business days prior to the scheduled payment date.
  • If a payment is returned by your financial institution (e.g., due to insufficient funds, incorrect account information, closed account, etc.) the IRS will mail a notification letter to the address we have on file for you, explaining why the payment could not be processed, and providing alternate payment options. For questions regarding the letter, please call 1-888-353-4537.
  • In the event your financial institution is unable to process your payment request, you will be responsible for making other payment arrangements, and for any penalties and interest incurred.
  • Contact the IRS immediately at 1-800-829-1040 if there is an error in the amount withdrawn.
  • In the event Treasury causes an incorrect amount of funds to be withdrawn from a bank account, Treasury will return any improperly transferred funds.