IRS Form 2290 Payment Options

Choose from a range of options to complete your HVUT payment online. Accurately calculate your Heavy Vehicle Use Tax and e-file form 2290 in a few simple steps.

If you are filing IRS Form 2290 to pay the Heavy Vehicle Use Tax (HVUT) for vehicles weighing 55,000 or more, you have several payment methods to choose from. Even if yours qualifies as a tax-suspended vehicle, the one which travels less than 5,000 miles annually (or 7500 miles for agricultural vehicles); you still need to file Form 2290, though no tax payment is required. E-filing makes the process faster and allows you to submit your Form 2290 and receive your stamped Schedule 1 within minutes.

To file form 2290 online, a host of payment options are available to complete the filing on time without compromising on regular fleet operations. In this guide, we’ll walk you through those different IRS payment options available for filing form 2290 online, so you can stay informed and prepared.

What are the IRS payment options for Form 2290?

Here’s the list of payment options and you can choose the one that fits best:

Credit or Debit Card: Make a payment online, by phone, or through a mobile device—whether you e-file or mail your return.
Electronic Funds Withdrawal (EFW): Authorize a direct debit from your bank account as part of the e-filing process.
Electronic Federal Tax Payment System (EFTPS): Pay electronically through EFTPS. Note that enrollment is required and may take 5–7 business days for new accounts.
Check or Money Order: Send your payment by mail using Form 2290-V, Payment Voucher.

Pay HVUT form 2290 using Credit or Debit Cards

The IRS accepts HVUT payments via credit or debit cards, including Visa, MasterCard, American Express, and Discover.

You can initiate the form 2290 HVUT payment online or by phone. In the E-filing option, an IRS-authorized 2290 service provider would process your HVUT with a reasonable processing fee, based on the total tax amount owed. Generally, a service provider charges around 2% of your total tax as service fee.

Pros of paying by Credit or Debit Card	Cons of paying by Credit or Debit Card
Convenient and widely accepted: Credit and debit cards are easy ways to pay your HVUT. Instant payment confirmation: You'll receive immediate confirmation once your payment is processed. Earn rewards: You may also be eligible for a cashback, points, or other rewards depending on your card issuer.	Processing fees: Credit and debit card payments are subject to processing fees, which vary depending on the payment processor. Security considerations: You’ll need a secure and trusted platform as you are providing sensitive financial information.

Pay HVUT form 2290 using Electronic Funds Withdrawal (EFW)

Electronic Funds Withdrawal (EFW) is the IRS’s preferred electronic payment method for taxpayers who file form 2290 online. When you select EFW, you authorize the IRS to directly debit the Heavy Vehicle Use Tax (HVUT) amount from your bank account. After you submit your form 2290, the IRS will typically process the payment within 1 to 2 business days.

Need help with filing? Follow our simple step-by-step guide on how to file Form 2290 online.

It's important to ensure you have sufficient funds in your account to avoid IRS 2290 penalties or transaction failures. To use EFW, you’ll need to provide your bank’s routing number and your account number during the e-filing process. Double-check your banking details carefully, including errors, especially in the routing number, which can lead to form 2290 rejections or filing delays.

Pros of paying by Electronic Funds Withdrawal (EFW)	Cons of paying by Electronic Funds Withdrawal (EFW)
Convenient and hassle-free: The IRS automatically debits the tax payment directly from your bank account, eliminating extra steps. Secure and reliable: Reduces the risk of errors, lost payments, or delays associated with paper checks. No additional fees: There are no service fees or extra charges for using EFW.	Requires sharing bank details: You must provide your bank account and routing information to the IRS. Risk of insufficient funds: If your account lacks sufficient funds, you could face penalties and fees from both your bank and the IRS. Immediate deduction: The IRS typically debits the amount within 1–2 business days after acceptance, so you can’t delay payment until the filing deadline.

Pros of paying by Electronic Funds Withdrawal (EFW)

Cons of paying by Electronic Funds Withdrawal (EFW)

Convenient and hassle-free: The IRS automatically debits the tax payment directly from your bank account, eliminating extra steps.
Secure and reliable: Reduces the risk of errors, lost payments, or delays associated with paper checks.
No additional fees: There are no service fees or extra charges for using EFW.

Requires sharing bank details: You must provide your bank account and routing information to the IRS.
Risk of insufficient funds: If your account lacks sufficient funds, you could face penalties and fees from both your bank and the IRS.
Immediate deduction: The IRS typically debits the amount within 1–2 business days after acceptance, so you can’t delay payment until the filing deadline.

Pay HVUT form 2290 using Electronic Federal Tax Payment System (EFTPS)

The Electronic Federal Tax Payment System (EFTPS) is a free, secure payment service offered by the U.S. Department of the Treasury. With EFTPS, you can schedule and make your Heavy Vehicle Use Tax (HVUT) payment online after filing form 2290.

Important: You must log in to www.eftps.gov and initiate the payment yourself. Your stamped Schedule 1 will be issued instantly after filing form 2290, even if your payment is still pending.

If you don't have an EFTPS account, you can create one for free by visiting www.eftps.gov or calling 1-800-555-4477. Setting up an account usually takes 10 to 15 business days, so plan ahead if you’re a new user.

To ensure your payment is processed on time, schedule your EFTPS payment by 8 p.m. EST on the day before your tax due date.

Pros of paying by Electronic Federal Tax Payment System (EFTPS)	Cons of paying by Electronic Federal Tax Payment System (EFTPS)
Free and secure: EFTPS is a free electronic payment system offered by the U.S. Department of the Treasury, providing a highly secure way to pay taxes. Flexibility to schedule payments: You can schedule your payment in advance and choose exactly when the IRS receives your tax payment. Immediate access to Schedule 1: You will receive your stamped Schedule 1 as soon as you complete filing, even if the tax payment isn’t done yet. Detailed payment history: EFTPS provides a complete record of your payment history, making it easier to track past transactions and verify payments.	Separate login required: You must log in to your EFTPS account and manually schedule your payment after filing form 2290. Enrollment needed: If you don’t already have an EFTPS account, you must enroll separately, and the setup process can take 10–15 business days. Deadline sensitivity: You must schedule your payment by 8 p.m. EST the day before the due date to ensure timely processing.

Pros of paying by Electronic Federal Tax Payment System (EFTPS)

Cons of paying by Electronic Federal Tax Payment System (EFTPS)

Free and secure: EFTPS is a free electronic payment system offered by the U.S. Department of the Treasury, providing a highly secure way to pay taxes.
Flexibility to schedule payments: You can schedule your payment in advance and choose exactly when the IRS receives your tax payment.
Immediate access to Schedule 1: You will receive your stamped Schedule 1 as soon as you complete filing, even if the tax payment isn’t done yet.
Detailed payment history: EFTPS provides a complete record of your payment history, making it easier to track past transactions and verify payments.

Separate login required: You must log in to your EFTPS account and manually schedule your payment after filing form 2290.
Enrollment needed: If you don’t already have an EFTPS account, you must enroll separately, and the setup process can take 10–15 business days.
Deadline sensitivity: You must schedule your payment by 8 p.m. EST the day before the due date to ensure timely processing.

Pay HVUT form 2290 using Check or Money Order

You can submit your Heavy Vehicle Use Tax (HVUT) payment by check or money order, if not E-filing which is the fastest and the most convenient method to file your 2290. You will still receive your stamped Schedule 1 immediately after filing, even if the IRS has not yet received your payment. However, penalties can apply if your payment doesn’t reach the IRS before the 2290 deadline for any unavoidable reasons.

Follow these steps when paying by check or money order:

Make the check or money order payable to the United States Treasury.
Do not send cash as your HVUT payment to the IRS.
Clearly write the payment amount in numbers (e.g., $123).
Include the following details on your check or money order: Name, Employer Identification Number (EIN),
First Use Month (FUM) (e.g., "202407" for July 2024), tax year, and your full address.
Print the 2290-V Payment Voucher and include it with your check or money order.
Do not staple or paperclip the check and voucher together.

Where to mail form 2290 with payment?

Send your payment and 2290-V voucher to:

Internal Revenue Service
P.O. Box 932500
Louisville, KY 40293-2500

Use only the U.S. Postal Service (private carriers like FedEx or UPS cannot deliver to IRS P.O. boxes)

Pros of paying by Check or Money Order	Cons of paying by Check or Money Order
No need to share banking information online: Keep your personal and financial details offline. Good for traditional filers: It’s suitable for those who prefer non-electronic, paper-based payment methods.	Slower processing: Mailing and manual processing take longer compared to electronic payment options. Risk of errors or delays: Mistakes in the check or mailing process can delay payment and result in unwanted penalties. Requires early mailing: You must mail the payment early enough to ensure it reaches the IRS before the 2290 deadline.

How to pay HVUT form 2290 online?

Before you can pay your Heavy Vehicle Use Tax (HVUT) online, you must first complete your form 2290 filing. Here’s how you can easily file and pay through eForm2290:

Create or login to your account: Sign up or log in to the eForm2290 to get started.
Enter vehicle details: Provide essential information such as the Vehicle Identification Number (VIN), gross weight, and the type of usage for each taxable vehicle.
Calculate your tax amount: Based on the details you enter, the system will automatically calculate the tax you owe.
Select your payment method: Choose how you want to pay the IRS including credit/debit card, Electronic Funds Withdrawal (EFW), Electronic Federal Tax Payment System (EFTPS), or check/money order.
Review and submit: Carefully review all the information you entered. Once confirmed, submit your form 2290 and complete the payment.

Selecting the right payment method for your IRS form 2290 filing is crucial to ensure a hassle-free experience. Always consider factors like convenience, processing time, and associated fees before proceeding. With eForm2290, America’s #1 and trusted IRS-authorized e-filing provider for 13+ years, you can file and pay quickly, securely, and stress-free. Get started today and experience seamless 2290 filing!

File your form 2290 with eForm2290.

Frequently asked questions on 2290 payment

1. When is the HVUT form 2290 payment due?

The due date for filing form 2290 and paying your Heavy Vehicle Use Tax (HVUT) is the last day of the month following your vehicle’s First Used Month (FUM) in the tax year.
For the current tax year, which runs from July 1, 2025, to June 30, 2026, the due date for truckers who start operating at the beginning of the tax year is August 31, 2025.
If you fail to file form 2290 or pay the HVUT by the deadline, you may face IRS penalties and additional fees.

2. What happens if I miss the form 2290 payment deadline?

If you fail to file form 2290 or miss the deadline to pay the Heavy Vehicle Use Tax (HVUT), the IRS may impose penalties and interest charges. To avoid these additional costs, it’s important to file and pay on time. Penalties may also apply for filing false or fraudulent returns.

Here’s a breakdown of the penalties for late filing of form 2290:

Failure to file the HVUT return by the deadline: 4.5% of the total tax amount due, increasing each month for up to five months.
Failure to pay the HVUT taxes: 0.5% of the total tax amount due, plus an additional interest charge of 0.54% per month.

3. Can I pay 2290 taxes in installments?

No, the IRS does not allow installment payments for form 2290. The full amount of the Heavy Vehicle Use Tax (HVUT) must be paid when you file the form. Partial or scheduled payments are not accepted.

4. How do you calculate your 2290 tax amount?

Your 2290 tax amount is calculated based on the gross weight of your vehicle and its first month of use during the tax period. Here’s how it works:

Gross Weight: This includes the total weight of the vehicle, any trailers, and the maximum load capacity. Heavier vehicles are taxed at higher rates.
Vehicle Category: The IRS assigns vehicles into different categories based on their weight range, and each category has a specific tax rate.
First Used Month (FUM): Your tax is prorated if you start using the vehicle later in the tax year. You only pay for the months the vehicle is in use.
Special Cases: Certain vehicles, like suspended vehicles (those traveling less than 5,000 miles annually) or agricultural vehicles, may qualify for reduced taxes or exemptions.

You can use an online 2290 tax calculator to easily determine your exact tax amount based on your vehicle details.

5. What is the 2290 proof of payment?

The proof of payment for form 2290 is the IRS-stamped Schedule 1. After the IRS accepts your form 2290 filing and payment, they send back a Schedule 1 with a watermarked “Received” stamp on it. This document is your official proof that the Heavy Vehicle Use Tax (HVUT) has been paid.
You’ll need this stamped Schedule 1 to register your vehicle with the Department of Motor Vehicles (DMV) and for other compliance requirements.

6. How do I get a copy of my paid 2290 Schedule 1?

Once the IRS accepts your form 2290, you will receive your watermarked Schedule 1 on your registered email address. This document serves as your official proof of HVUT payment.
If you lose or misplace your copy, don’t worry! Simply log in to your eForm2290.com account, where you can easily download another copy of your IRS 2290 Schedule 1 anytime.